PF Financial

Equity Release

Fee Free advice on unlocking the money in your home

Our Later Life Lending Advice Service is designed to help you understand your options when considering a mortgage that is likely to extend to, or start within your retirement.  We are available to explain the differences, good and bad, between both types of Equity Release product (Lifetime Mortgage/ Home Reversion), a Retirement Interest Only (RIO) mortgage and a standard mortgage.  We will help find and advise the right option for you.  You will need to be at least 55 years old to take advantage of an Equity Release product, over 50 for a RIO and generally any age for a Standard Mortgage. 


We are proud members of the Equity Release Council and are fully qualified to provide advice.  We do not charge any fees for advice, the arranging of the mortgage or to help you through the process.  Our costs are met by your lender without affecting the interest rate or fees you pay them.  Feel free to use our calculator to provide an idea of the maximum amount could release using an equity release product or contact us for a free, no obligation discussion. We are happy to answer any questions you may have.

Jed Elverson

Managing Director & Independent Financial Adviser

James Pinder

Mortgage Broker & Equity Release Specialist

We are proud to be members of the Equity Release Council.

Being a member means we uphold the high standards that the council has set for products and services. 

If you are interested in seeing the complete rules and guidance on the Equity Release Council’s website, click here.

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  3. Takes less than 30 secs



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What is Equity Release?

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How to get started

Find out how much you could release with our free calculator

Book a free consultation with one of our experts

Sit back, relax and let us take care of everything

Why Choose Us?

Equity release benefits

Pay for a holiday

Home improvements

Pay off a debt

Fund care

Purchase a car


Make gifts to family

Pros and Cons of equity release

You can stay in your own home

Provides Tax-free cash for retirement

Can’t owe more than the value of your home

You can stay in your own home

Reduced inheritance for your family

Interest is added & can increase quickly

Benefits may be affected as income rises

There may be fees to pay

Home reversion plans and lifetime mortgages are complex
products. To understand the features and risks, ask for a personalised illustration.

Equity Release Guide

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