Our Later Life Lending Advice Service is designed to help you understand your options when considering a mortgage that is likely to extend to, or start within your retirement. We are available to explain the differences, good and bad, between both types of Equity Release product (Lifetime Mortgage/ Home Reversion), a Retirement Interest Only (RIO) mortgage and a standard mortgage. We will help find and advise the right option for you. You will need to be at least 55 years old to take advantage of an Equity Release product, over 50 for a RIO and generally any age for a Standard Mortgage.
We are proud members of the Equity Release Council and are fully qualified to provide advice. We do not charge any fees for advice, the arranging of the mortgage or to help you through the process. Our costs are met by your lender without affecting the interest rate or fees you pay them. Feel free to use our calculator to provide an idea of the maximum amount could release using an equity release product or contact us for a free, no obligation discussion. We are happy to answer any questions you may have.
Managing Director & Independent Financial Adviser
Mortgage Broker & Equity Release Specialist
Being a member means we uphold the high standards that the council has set for products and services.
If you are interested in seeing the complete rules and guidance on the Equity Release Council’s website, click here.
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Home reversion plans and lifetime mortgages are complex
products. To understand the features and risks, ask for a personalised illustration.